Republic OneCard & Visa OneCard

Republic Visa OneCard

Why carry cash? With Republic's OneCard and Visa OneCard, access your funds at any of our ATMs, pay for goods and services at merchants, shop online (Visa OneCard), pay routine bills and check your daily balance.
The Republic OneCard and Visa OneCard:

  • Provides convenience and flexibility as you do not have to go into the Bank to conduct routine transactions.
  • Provides quick and easy accessibility to your accounts.
  • Provides guaranteed security and confidentiality.
  • Is easy to use - simply punch in your PIN.
Republic OneCard and Visa OneCard allows you to:

  • Access funds at any Blue Machine (ATM withdrawal limit - GY$200,000/day)
  • Access funds at ATMs and online where Visa is accepted (Visa OneCard only)
  • Pay for goods and services at Point-of-Sale merchants nationwide (Debit POS/Online limit - GY$200,000/day)
  • Check account balances

Total daily withdrawal limit (ATM + POS/Online) – GY$400,000

  • ATM withdrawals
    • On Network - GY$70.00 per withdrawal at Republic’s Blue Machine
    • *Off Network - GY$200.00 + Other Bank Charge
  • Point-of-Sale (POS)
    • On Network - FREE at Republic Bank Merchants
    • *Off Network – GY$200.00 per transaction

*Off Network (Visa OneCard only) – Transactions effected at non Republic Bank ATMs and Point-of-Sales

  • Double check that the purchase amount is correctly entered by the Store Clerk/cashier before authorising any transaction with your Personal Identification Number (PIN).
  • Maintain the confidentiality of your PIN; stand directly in front of the PIN pad when keying in your PIN.
  • Always retain your card and receipt upon completion of your transaction.
  • Keep your receipts as a record of your transactions.
  • Remember you can use your Republic OneCard and Republic VISA OneCard at Republic Bank's Blue Machines and at merchants.

   At the Point of Sale
  1. Present your card to make a purchase.
  2. Cashier swipes the card through the terminal and enters the amount of the purchase.
  3. Verify the amount, choose the type of account: savings or chequing and enter your PIN.
  4. Your account is debited immediately and the Merchant's account is credited.

Why keep shopping over the counter/in-store when you can skip lines, avoid crowds and take advantage of special prices and a wider range of options available online. Thanks to the Republic Visa OneCard, shopping online has never been easier.

Not sure what to do or how to get started? This guide[PDF] is especially for you, or you can visit here for even more information.

New to online shopping and worried about keeping your banking information safe? See these simple Safety Tips. [PDF]

Frequently Asked Questions

Online Shopping
The card number is the sixteen (16) digit number on the face of your card which begins with the sequence 4463.
Yes. While not all online merchants do, you may be asked at some sites to verify your card. The verification field on websites is usually classified as either the C.V.V (Card Verification Value) or C.V.C (Card Verification Code) and is a 3-digit number which can be found on the reverse of your card. If it was never used before, it will be covered by a circular ‘scratch off’ seal.

Yes. The card is valid for approximately five (5) years.

The expiry date is stated on the face of the card where it states ‘Good Thru’ e.g. Good Thru 08/19 which means the card expires in August 2019.


Secure websites usually have a locked padlock icon or “https” in the URL instead of “http” e.g.

No. The four (4) digit PIN (Personal Identification Number) is only required for use at ATMs and Point-of-Sale (POS) machines. Under no circumstance should you share your ATM/POS PIN with a third party.

Depending on the nature the following options are available.

  1. If you attempted a transaction and it appeared unsuccessful but you then notice a charge to your card, then:
    1. Contact the seller – some sellers usually refund their customers without them having to contact their bank.
    2. If the matter is unresolved after contacting the seller, you can visit the nearest Republic Bank branch and complete a dispute form.
  2. If you never visited a particular website or attempted a transaction and see a charge to your card, then:
    1. Visit the nearest Republic Bank branch and complete a dispute form.

Payment Process

Yes. The Republic Visa OneCard has a daily limit of GY$200,000: or equivalent in foreign currency which is shared between online and Point-of-Sale (POS) transactions. This means you can use the full amount for online shopping providing that no POS transactions were done, or you can use the balance if POS transactions were effected. e.g. GY$20,000: used at a POS at the supermarket would mean a balance $180,000: can be used for online transactions.

Where the option is available to select a currency for transactions, it is recommended that you select US Dollars.

Please verify all prevailing exchange rates via the following link:

This can happen for several reasons, including:
  • Card information entered has an error. Double-check that you have entered the correct card number, expiration date and C.V.V (when required).
  • The purchase is above your daily card limit *(GY$200,000)
  • Your Republic Visa OneCard has expired. Visit any of our branches for a replacement.
  • There are some online stores that do not accept payment from credit/debit cards issued outside of their jurisdiction e.g. a North American or European online store not accepting payment from credit/debit cards issued outside of North America or Europe. If this occurs, you can use the * PayPal option if available.

*See guidelines for daily limit in question 1 under ‘Payment Process’ tab.
*See steps for linking your Republic Visa OneCard with PayPal.

PayPal is an online financial service that can make online payments on your behalf. You simply link your debit card when creating a PayPal account and then use your PayPal account details – usually your email address and PayPal password – to make a payment at a website that accepts PayPal. PayPal makes the payment to the online store for you and deducts the equivalent from your debit/credit card which is linked to your PayPal account. Where available, PayPal is a secure payment option for websites that do not accept payment from debit/credit cards issued in our region.

Linking your debit card to PayPal
  1. Visit the website or download the PayPal app.
  2. Click on the ‘Sign up’ or ‘Sign Up for free’ tab.
  3. Enter your email address and a password of your choice to begin registration.
  4. Complete the registration form.
  5. Link your card.
  6. Click on the ‘Wallet’ tab and confirm the card.
  7. Verify your card with the code that will be sent to the Bank 24 hours after confirming the card.
  8. Once you have verified the card, your PayPal account is set and ready to use.

  • Convenience – you can do it anytime of the day or night and from anywhere you want, whether at home or at the office, you just need internet access and you are all set.
  • More choices – no need to go from store to store looking for a different size or colour, there is a variety of options and sellers from which to choose.
  • Benefit from lower prices and discounts.
  • You can compare prices easily and quickly.
  • Access to products and services not available locally.
  • Privacy – purchases are discreet.

While there are inherent risks associated with online shopping, we have provided very useful tips along with dos and don’ts for safe online shopping and once followed, will minimise the risk.

There is a step-by-step guide and tutorial video which we have prepared to guide you through the process. It may also be useful to attempt a transaction low in value as you familiarise yourself with the process.

  • Your Republic Visa OneCard to make the payment.
  • Funds in your primary account to cover the payment.
  • An overseas mailbox address to ship the items, this and the related telephone details is issued by local freight forwarders upon registration, which is usually free.

You can register with any of the local freight forwarders such as Zip Logistics or Zoon. The sign-up is usually free and upon registration you will have an overseas address and unique mailbox to ship your items. Once the item arrives at the address you can then arrange with the freight forwarder to ship same to Guyana.

There is currently a fee of GY$200: for every online payment.

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