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Savings & Chequing
Savings Accounts
Shape your future
Earn more on your Foreign Accounts
Saves you time and money
Chequing Accounts
Saves you time and money
Growing up with a plan for tomorrow
Invest and enjoy the best of both worlds
A value package designed for persons 60 +
A world of convenience and flexibity
A world of convenience and flexibity
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Find the right account for you
The DIC is responsible for managing the Deposit Insurance Scheme which protects small depositors in Guyana.
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Electronic Banking
EBS Products
Pay bills and manage your accounts easily
Banking on the Go!
Your business needs a way of accepting payments easily.
A Republic Bank Visa TravelMoney Card is not just for travel!
EBS Products
Access accounts with your Republic OneCard/VISA Debit Card
Accessibility to your accounts made easy
You can use this service to transfer and receive funds for both business and personal reasons.
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Loans
overview
To take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do
Providing the funds for home improvements, educational expenses, savings and so much more
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Mortgages
Mortgage Centre
Make your dream of a new home a quick and affordable reality
To purchase, construct, renovate or extend residential property.
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Investments
Investment Products
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Target | Residential Home Owners |
Features | Home Improvements, to purchase home furnishings, educational expenses, savings, investments, medical expenses, automobile for personal use, wedding expenses, vacation expenses (airline ticket/accommodations), to consolidate credit card debt, to liquidate credit union debt |
Benefits |
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Loan Limits | No ceiling is applicable. However, the total value of the facilities extended including the mortgage balance must not exceed 80% of the market value of the property as determined by an up to date valuation of no more than (3) three years. |
Term | Minimum 10 years |
Interest Rate | 7.5% |
Equity Contribution | No Contribution Required. *Conditions Apply. |
Repayment Provisions | Monthly amortised payments. In specific instances for self-employed customers, based on the nature of the business and the frequency/timing of cash flows, the payment can be structured as necessary such as quarterly/semi-annually etc. |
Fees/Charges | Up to $8,000k 0.5% of loan amount
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Insurance | Adequate fire and Life Insurance is Compulsory. |
Special Conditions |
Loans shall be secured by demand mortgages on residential properties i.e. land and building registered in the name(s) of the borrower(s) for which the equity loan is being granted. Mortgages will be established, utilizing the following:
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How to Apply | Apply online or call any of the nearest Republic Bank Branches to schedule an appointment to visit a Sales Officer. |
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