Make It Happen Loans

Make It Happen Loans

Let Republic Bank Make It Happen For You!

With the variety of loans and credit facilities available at Republic, it is Easy, Quick and Affordable to make your dreams become reality!

Loan for all the things you want in life
Every stage of life is marked by milestones…events and achievements. The key to progressing from one milestone to the other is having access to the tools that will help you reach your goals- to keep you moving successfully to the next stage of life.

At Republic Bank we have created our MAKE IT HAPPEN LOANS to take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do.

By definition, a loan is an arrangement in which a lender like us gives money to you our customer, and you agree to repay the money, along with interest, at some future point(s) in time.

Let's say you would like to make a purchase and you do not have the full amount of the purchase price in cash. You can borrow money from us at Republic Bank and sign a loan agreement, which outlines the following:

  1. Your monthly installment
  2. The interest that will be applied to your loan
  3. The period over which you will repay the loan
  4. The collateral, if any, that you have pledged to secure the loan.

It's simple. So you can keep your savings and investments growing while you continue to MAKE IT HAPPEN. Perhaps an example will help...
Let's say you have $5,000 in one of Republic Bank's SUITE OF SAVINGS accounts. It's back to school time for your children and you need money to get them ready. Instead of depleting your savings, it may be a good idea to leave your money in that account and take a loan for the things you need to do.

  • Buying a motor car for personal use
  • Home improvements
  • Educating your children at University
  • Fixing up your car
  • Making an investment
  • Taking a vacation
  • Buying computer equipment and software
  • Consolidating existing debts
  • Back to school expenses
  • Buying appliances
  • Wedding expenses
  • Maternity expenses
  • Professional expenses
  • Buying furniture

When you're completing your application, your Sales Officer will assist you in determining the terms that best suit your financial needs.

Use our Loan Calculator to help you determine:

  • How much you can afford to borrow
  • What your monthly payment will be

How Will I Benefit If I Take A Make It Happen Loan From Republic Bank?

  • Convenience - access to the widest network of branches and ABMs locally
  • Flexibility in amount and timing of payments to coincide with salary.
  • Quick decisions.
  • Free Auto Transfers on savings or chequing accounts for loan payments.
  • Most affordable interest rates.
  • Monthly instalments tailored to meet your ability to repay.
  • Refinancing and consolidation of debts available.
  • Group Life Insurance coverage available at minimal costs (Also available to Co-Borrowers).
  • Ability to borrow against your deposits at more attractive rates.
  • Establishment of a good credit rating once your loan is properly serviced.
What you will need

Before visiting our branches, ensure you have the following documents:

New Borrowers?

One (1) form of Identification - valid Passport or Identification Card
A Job Letter and two recent Payslips
Income and Expenditure Statement if self-employed
TIN Certificate
Proof of Address (issued within the last 8 months)

Existing Borrowers

Two recent Payslips
Proof of Address (issued within the last 8 months)

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